IMG Benefits Group LLC

Laurie Nicolai, Vanessa Hunter, and Lynda Roberts have over 59 years of combined experience in the employee benefit world, many of those years with large carriers.

Our extensive experience in the area of group insurance helps us navigate the maze of employee benefit programs on our client’s behalf. We pledge our full commitment in creating a benefit program tailor made to our client’s unique needs. From analyzing and comparing carrier proposals to the complete implementation of the insurance through underwriting. This includes but not limited to; on site employee meetings, education and interpretation of the benefits for each individual and the prompt assistance with any customer issue for the employer or employee.

Our staff takes pride in being an advocate and resource for our clients. We enjoy having long lasting partnerships with our clients as well as earning a high level of professional respect from the various vendors. This allows us to service as a liaison between our clients and carriers in order to achieve our mutual goals.

EMPLOYER AND EMPLOYEE PAID HEALTH AND WELFARE PROGRAMS:

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Health Insurance

  • PPO
  • HMO
  • Traditional Indemnity
  • Partial and Fully Self Funded
  • H S A (Health Savings Account)
  • Consumer Driven Plans

Section 125 Cafeteria Plans

  • Implementation of Premium Only Plans (P O P)
  • Flexible Spending Accounts
  • Health Reimbursement Accounts

Group Life Insurance

  • Employer Paid
  • Employee Paid
  • Supplemental

Group Short Term and Long Term Disability

  • Employer Paid
  • Employee Paid

Group Long Term Care Insurance

Group Dental and Vision Plans

Individual Health Insurance

Give them a call soon and see if they can improve your current situation